Home / Services / Loans & financing

Loans & financing · TAXMA FINANCIAL CENTER

Your plans.
Your possibilities.

Buying a home, refinancing, or exploring another borrowing need? Tell us your goal. Mary will help you discuss the available options and what comes next.

Home financing

A conversation for every next chapter.

01

Purchase a home

Discuss first-home, next-home, and investment-property financing based on your needs.

02

Refinance your home

Explore a rate-and-term or cash-out refinance conversation and the information needed to review your options.

03

Explore another loan need

Ask Mary about your specific loan request. Availability, terms, and the application requirements depend on the loan program.

Programs to discuss

Explore your home loan options.

Conventional
FHA
VA
USDA
Jumbo
First-time buyers
Down payment assistance
DSCR for investors
Bank statement programs
ITIN programs
Rate-and-term refinance
Cash-out refinance

Programs shown are options to discuss, not an offer or approval. Eligibility, program availability, and underwriting requirements apply.

How it works

From your goal to your next step.

01

Tell us about your plans

Answer the application questions or contact Mary to discuss the type of financing you need.

02

Review the information together

Mary will explain the information and supporting documents needed for the available programs.

03

Confirm the next steps

Follow the instructions provided for your application and any required lender disclosures.

Meet your loan contact

Maria Davalos
Broker

DRE #01777691 · NMLS #2181805

(661) 340-8283
marydavaloslending@gmail.com

Loans are subject to credit approval, underwriting requirements, program eligibility, and availability. Rates and terms may change. This is not a commitment to lend.
Maria Davalos home loan programs and contact details in Spanish

Areas we serve

Serving clients
across California.

TAXMA FINANCIAL CENTER serves clients in the California communities below. Contact one of our three offices to discuss your needs and available services.

  • DelanoCalifornia
  • FresnoCalifornia
  • Los AngelesCalifornia
  • Los BanosCalifornia
  • Orange CountyCalifornia
  • OxnardCalifornia
  • SalinasCalifornia
  • San DiegoCalifornia
  • San FernandoCalifornia
  • San JoseCalifornia
  • Santa MariaCalifornia
  • WatsonvilleCalifornia

Our office locations are Taft, Shafter, and Bakersfield.

Contact a TAXMA office ↗

Meet your broker

MARIA DAVALOS

The Queen of Lending and Real Estate

California DRE #01777691 · NMLS #2181805

Explore your next move with Maria, whether you are buying, selling or considering financing.

Call Maria · (661) 340-8283

Tell Maria about your plans →